What Home Appraisers Look For
When you buy, sell, or refinance a home, an appraisal is one of the most important steps in the process. The appraiser determines your property’s fair market value, which helps lenders, buyers, and sellers make informed financial decisions. Understanding what home appraisers look for can help you prepare your property and even boost its final valuation before the big day.

Condition, Upgrades, and Overall Maintenance
Appraisers pay close attention to how well a home has been maintained. They evaluate the structure, visible wear and tear, and the quality of any improvements. A recently painted exterior, updated kitchen, or renovated bathroom shows care and investment. In contrast, outdated systems, damaged flooring, or deferred maintenance can bring your value down. Even small upgrades such as modern light fixtures or hardware can create a stronger impression of upkeep and attention to detail.
Location and Neighborhood
The old saying “location, location, location” remains true in the appraisal world. Appraisers consider how desirable your area is based on school quality, safety, proximity to amenities, and the general appeal of the community. In Macon, neighborhoods like Wesleyan Woods, College Hill, and the Historic District often carry higher values due to their charm, walkability, and established reputation. A home’s distance to hospitals, interstate access, and local employers can also influence its market position.
Size, Layout, and Functionality
Square footage matters, but layout plays an equal role. A well-designed home with natural flow and useful space will typically appraise higher than one with wasted square footage. Appraisers measure total living area, count bedrooms and bathrooms, and consider how functional the space feels. Open floor plans, finished basements, or enclosed sunrooms that add usable square footage can all make a difference, especially when those spaces are heated, cooled, and permitted.
Comparable Sales
Comparable sales, or “comps,” are the foundation of an appraisal. Appraisers analyze recent home sales in your area that are similar in size, style, and condition. These comps create a realistic price range that anchors your property’s valuation. Even if your home is in pristine condition, the sale prices of nearby homes will influence its final number. However, strong curb appeal and thoughtful upgrades can position your home at the top of that range.
Energy Efficiency and Modern Features
Today’s buyers are looking for efficiency and technology, and appraisers recognize that. Homes with upgraded insulation, energy-efficient windows, smart thermostats, and modern HVAC systems tend to command more value. Green certifications, low-flow plumbing fixtures, and solar panels can also make an impression, especially as sustainability becomes an increasing priority in the housing market.
Exterior Appeal and Curb Presence
The exterior of your home sets the tone. Appraisers will take note of roof condition, paint quality, driveway surface, landscaping, and fencing. Cleanliness, maintenance, and design coherence make a property more attractive and signal care. A few easy upgrades—power washing the driveway, planting flowers, and cleaning windows—can elevate your home’s perceived value before the appraiser even steps inside.
Health, Safety, and Code Compliance
Beyond aesthetics, appraisers are trained to identify potential hazards or safety issues. They look for exposed wiring, plumbing leaks, structural cracks, or signs of moisture damage. Functioning smoke detectors, stable handrails, and up-to-code electrical panels all demonstrate a safe and properly maintained home. These factors not only affect appraisal value but also influence buyer confidence once the report is shared with lenders.
How to Prepare for an Appraisal
Preparation goes a long way toward making a strong impression. Before the appraisal appointment, clean every room, declutter surfaces, and repair any obvious issues. Provide a list of updates, including dates and costs, such as a new roof, HVAC, flooring, or appliances. Even inexpensive touches, such as a fresh coat of neutral paint or updated landscaping, show effort and care. A well-presented home helps the appraiser see its true market potential.
Top Tips Before the Appraisal
- Ensure all utilities are on, and every room is accessible.
- Replace burnt-out light bulbs and fix minor issues like leaky faucets or loose handles.
- Stage key areas to highlight functionality and flow.
- Gather permits, receipts, and documentation for upgrades or additions.
- Provide neighborhood highlights such as new schools, shopping, or parks that enhance community value.
Frequently Asked Questions
Do appraisers consider cosmetic updates?
Yes, while they primarily focus on structure and functionality, cosmetic updates influence overall perception and can improve value when paired with solid maintenance.
Can a homeowner be present during the appraisal?
Yes, you can be home during the appraisal. Many owners choose to provide documentation and highlight key upgrades in person, which can be helpful as long as it is done professionally and respectfully.
How long does an appraisal take?
Most on-site appraisals take between 30 minutes and two hours, depending on the size and complexity of the property. The written report typically follows within a few days.
Bottom Line: Home appraisers evaluate condition, layout, upgrades, safety, and neighborhood sales to determine your property’s true market value. By understanding what they focus on—and taking a little time to prepare—you can showcase your home’s best qualities and maximize its appraisal outcome.


